Housing Affordability

The 25 most affordable and 25 least affordable U.S. housing markets in the second quarter of 1993, according to the National Assn. of Home Builders. The number corresponding to each area is the percentage of the homes sold that were within reach of the median-income household at the prevailing mortgage interest rate.

Most Affordable

Metro Area Percent Champaign-Urbana, Ill. 95.3 Vineland-Bridgeton, N.J. 94.9 Mansfield, Ohio 94.4 Jackson, Mich. 94.2 Kokomo, Ind. 94.1 Springfield, Ill. 93.6 Peoria, Ill. 93.4 Duluth, Minn.-Wis. 92.9 Brazoria, Tex. 92.8 Lansing-East Lansing, Mich. 92.7 Rockford, Ill. 92.5 Milwaukee, Wis. 91.9 Lincoln, Neb. 91.5 Elkhart-Goshen, Ind. 90.9 Saginaw-Midland, Mich. 90.8 Grand Rapids, Mich. 90.8 Manchester, N.H. 89.9 Nashua, N.H. 89.8 Kalamazoo, Mich. 89.1 Lima, Ohio 88.7 Pueblo, Colo. 88.5 Ft. Wayne, Ind. 88.3 Kansas City, Mo.-Kan. 88.2 Des Moines, Iowa 88.1 Harrisburg-Carlisle, Pa. 87.9

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Least Affordable

Area Percent San Francisco 15.1 Santa Cruz 22.3 Salinas-Monterey, Calif. 22.4 Santa Rosa-Petaluma, Calif. 25.3 Los Angeles-Long Beach 28.5 Stamford, Conn. 32.0 San Jose 35.9 Honolulu 37.2 San Diego 38.2 New York 40.8 Oakland 40.9 Santa Barbara-Lompoc 42.6 Reno 45.1 Yuba City, Calif. 47.0 Stockton 47.0 Vallejo-Napa, Calif. 50.6 Bridgeport-Milford, Conn. 52.6 Chico, Calif. 52.7 Norwalk, Conn. 54.0 Sacramento 55.5 Fall River, Mass-R.I. 58.7 El Paso, Tex. 60.9 Redding, Calif. 61.6 Danbury, Conn. 62.3 Fresno 62.7