Average mortgage rates and indexes

Weekly survey of 60 Southland lenders as of March 15, 2006

Rates for loans up to $416,999

30-year fixed

Latest week: 6.04%/1.60pt

One week previous: 5.98%/1.70pt

Six months previous: 5.38%/1.36pt

*

30-year ARM start rate

Latest week: 3.15%/0.52pt

One week previous: 3.14%/0.52pt

Six months previous: 3.64%/0.59pt

*

15-year fixed

Latest week: 5.71%/1.60pt

One week previous: 5.67%/1.59pt

Six months previous: 5.03%/1.18pt

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Rates for loans of $417,000 and above

30-year fixed

Latest week: 6.28%/1.50pt

One week previous: 6.28%/1.53pt

Six months previous: 5.64%/1.28pt

*

30-year ARM start rate

Latest week: 3.26%/0.67pt

One week previous: 3.26%/0.67pt

Six months previous: 3.65%/0.50pt

*

15-year fixed

Latest week: 6.01%/1.54pt

One week previous: 6.01%/1.56pt

Six months previous: 5.29%/1.23pt

*

FHA or VA mortgage Average / points

Latest week: 6.43%/0.73pt

One week previous: 6.38%/0.61pt

Six months previous: 6.14%/0.56pt

*

CALVET 30-year

Latest week: 5.70%/0.00pt

One week previous: 5.70%/0.00pt

Six months previous: 5.50%/0.00pt

*

6-month LIBOR

Latest week: 5.030%

One week previous: 4.990%

Six months previous: 3.990%

*

1-year Treasury bill

Latest week: 4.770%

One week previous: 4.740%

Six months previous: 3.760%

*

6-month Treasury bill

Latest week: 4.770%

One week previous: 4.750%

Six months previous: 3.720%

*

6-month CD

Latest week: 5.000%

One week previous: 4.950%

Six months previous: 3.890%

*

Prime rate

Latest week: 7.500%

One week previous: 7.500%

Six months previous: 6.500%

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11th District cost-of-funds

Jan. ’06 : 3.347%

Dec. ’05 : 3.296%

July ‘05: 2.757%

Compiled by National Financial News Services